Micro Farm
Micro Farm is a Federally subsidized insurance option specifically for agricultural producers with small farms who sell locally. Micro Farm policies simplify record keeping and cover post-production costs like washing and value-added products.
Eligibility:
Micro Farm is available to producers who have a farm operation that has no more than $350,000 of approved revenue (or $400,000 if
you had Micro Farm the previous year). The program is also available in all 50 states.
Underwriting and Recordkeeping Requirements:
Micro Farm minimizes underwriting and recordkeeping requirements, and producers will not have to report expenses and individual commodities.
Post-production Revenue:
Producers can include post-production costs activities as revenue, such as washing and packaging commodities or value-added products like jam.
Single Code:
All agricultural commodities on your farm operation are designated under a single code for micro farms. Since individual commodities insured under the micro farm commodity code are not listed, there is no need to have and report separate expected values and yields.
A Micro Farm policy can have NO underlying MPCI. This program is available for the 2026 crop year, with sales closing dates varying depending on when you file your taxes as well as your county.
For calendar year tax filers and fiscal year filers with a fiscal year beginning August 1 or earlier, sales closing dates are the same as other spring crop sales closing dates applicable for your county and will be February 28, March 31, or April 15. For fiscal year filers with a fiscal year beginning September 1 or later, the sales closing date is November 20.
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The Micro Farm policy is offered through Whole-Farm Revenue Protection (WFRP) and is enhanced to better meet the needs of small-scale farms. This includes:
The information contained herein is not an offer to sell insurance. No binder, insurance policy, change, addition, and/or deletion to insurance coverage will be effective unless and until confirmed directly with a licensed agent. Please note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us by you. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages may be available in every state.
Although care has been taken to assure the accuracy, completeness and reliability of the information contained herein, Silveus Insurance Group Inc. makes no warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assumes any legal liability or responsibility for the accuracy, completeness, reliability or usefulness of any information, product, service or process disclosed. Clients should consult with their licensed insurance agent as to how the information, products, services or processes described may pertain to their individual situation. IN NO EVENT SHALL SILVEUS INSURANCE GROUP, INC. BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR INCIDENTAL DAMAGE RESULTING FROM, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE INFORMATION CONTAINED HEREIN.