{"id":1751,"date":"2016-05-24T14:45:01","date_gmt":"2016-05-24T19:45:01","guid":{"rendered":"https:\/\/silveuscropins.com\/?p=1751"},"modified":"2024-04-05T09:21:11","modified_gmt":"2024-04-05T13:21:11","slug":"new-tricks-old-ranch-adding-prf-risk-management-plan","status":"publish","type":"post","link":"https:\/\/silveuscropins.com\/2016\/05\/24\/new-tricks-old-ranch-adding-prf-risk-management-plan\/","title":{"rendered":"New Tricks for an Old Ranch \u2013 Adding PRF to the risk management plan"},"content":{"rendered":"

Alex Lasater manages both the Dale Lasater Ranch near Matheson, Colorado and the Park Springs Ranch near Las Vegas, New Mexico. These ranches have been in the family more than 70 years.<\/p>\n

Close to 1,200 head of cattle rely on the forage land at both ranches for much of their nutrition. Unlike the short prairie grass on the Dale Lasater Ranch, Park Springs is arid, canyon country more than 1,000 feet lower in elevation.<\/p>\n

\u201cPark Springs is a much more difficult ranch to manage and operate,\u201d said Lasater. \u201cIt\u2019s highly doable but a different kettle of fish altogether.\u201d<\/p>\n

Silveus Insurance Group (Silveus) coverage is an important component to the business\u2019s risk management.<\/p>\n

Prior to working with Silveus Agent Aaron Tattersall<\/a>, the ranches had no Pasture, Rangeland, Forage<\/a> (PRF) coverage. A recommendation from a neighbor and Tattersall\u2019s subsequent presentation had them sold.<\/p>\n

\u201cThe research behind PRF and the strategy made sense,\u201d said Lasater. \u201cAaron came here with all the data and strategy mapped out. We have tweaked it some, based on the weather forecast, the returns and the premium we thought we could handle.\u201d<\/p>\n

Lasater says the PRF coverage works well because there are several chances of indemnities paying off the premium ahead of time, adding that with PRF coverage it isn\u2019t necessary to wait until the end of the year to receive returns from losses.<\/p>\n

\u201cAaron sends us updates on what triggered an indemnity, what didn\u2019t trigger and the percentage of returns we still have remaining to trigger if Mother Nature shuts down rain,\u201d said Lasater. \u201cWe have a good road map of where we stand throughout the year.\u201d<\/p>\n

Tattersall does all the preliminary work and has a suggested strategy in place before meeting each year. Frequent follow ups by phone and email and a quick response time mean Lasater doesn\u2019t need to wait around for answers to questions and never needs to send emails twice.<\/p>\n

\u201cAlex\u2019s operation is complicated but I enjoy the challenge, coming up with a strategy and then meeting with him to go over it along with keeping him updated throughout the year,\u201d said Tattersall.<\/p>\n

\u201cI think Aaron spends triple the time driving out to us as meeting with us,\u201d said Lasater. \u201cWe don\u2019t chitchat much and that works for the way we are wired. If I miss something in a meeting I can send an email and get quick clarification. He is also good about papering things up and we\u2019re a big fan of that.\u201d<\/p>\n

Interested in learning more about PRF and other Silveus risk management products? Contact Aaron Tattersall at aaron.tattersall@cropins.net<\/a> or call\u00a0800-531-9909<\/a>. Don\u2019t forget to bookmark our blog<\/a>\u00a0to stay up-to-date on news and insights that impact your operations.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1752,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[44,86,75,81,27,28],"yoast_head":"\nNew Tricks for an Old Ranch \u2013 Adding PRF to the risk management plan -<\/title>\n<meta name=\"description\" content=\"Alex Lasater manages both the Dale Lasater Ranch near Matheson, Colorado and the Park Springs Ranch near Las Vegas, New Mexico.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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