{"id":2118,"date":"2016-10-18T10:23:16","date_gmt":"2016-10-18T15:23:16","guid":{"rendered":"https:\/\/silveuscropins.com\/?p=2118"},"modified":"2024-10-21T08:48:06","modified_gmt":"2024-10-21T12:48:06","slug":"prf-drought-insurance","status":"publish","type":"post","link":"https:\/\/silveuscropins.com\/prf-drought-insurance\/","title":{"rendered":"Pasture, Rangeland and Forage Insurance Protects Against Times of Drought"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\"><h1 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\">Pasture, Rangeland and Forage Insurance, Protect Against Times of Drought<\/h1><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-transform:none;\"><p>While many farmers don\u2019t even know it\u2019s available,\u00a0 <a href=\"https:\/\/youtu.be\/tBhq5DZM5nI\"><u>our video<\/u><\/a> featuring <a href=\"https:\/\/silveuscropins.com\/team_member\/scott-silveus\/\">Scott Silveus<\/a>, president and CEO of Silveus Insurance Group, brings the benefits of federally-subsidized <a href=\"https:\/\/silveuscropins.com\/pasture-rangeland-and-forage\/\">Pasture, Rangeland and Forage Insurance (PRF)<\/a> out from behind the rain clouds.<\/p>\n<p>\u201cOf all the insurance products I\u2018ve seen in my life, I\u2019ve never seen a product that stayed hidden as long as PRF,\u201d Silveus says. \u201cMost people with hay ground, with pasture ground: they don\u2019t realize that they have a subsidized insurance option. PRF is a product that pays you when average rainfall drops.\u201d<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-video fusion-youtube\" style=\"--awb-max-width:600px;--awb-max-height:360px;--awb-align-self:center;--awb-width:100%;\"><div class=\"video-shortcode\"><lite-youtube videoid=\"tBhq5DZM5nI\" class=\"landscape\" params=\"wmode=transparent&autoplay=1&enablejsapi=1\" title=\"YouTube video player 1\" width=\"600\" height=\"360\" data-thumbnail-size=\"auto\"><\/lite-youtube><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\"><p>Extremely affordable because it is subsidized, PRF offsets the cost of additional livestock feed expenses in times of drought. A PRF policy is simple, no need to submit a loss claim or to notify your agent of a claim and protects up to 90% of normal rainfall on grass and hay land.<\/p>\n<p>\u201cLooking at the PRF policy might make you think it\u2019s kind of a random process,\u201d Silveus observes. \u201cAnd it can be, if you\u2019re making your decisions in the dark. What we do is, we go back and look at the historical rainfall to help you decide not only when indemnities could have been generated due to low rainfall, but when you need it. When do you need the rain?\u201d<\/p>\n<p><a href=\"https:\/\/silveuscropins.com\/contact-us\/\">Silveus Insurance Group<\/a> helps farmers balance decisions about where to put their insurance \u2013 what months, what intervals to select \u2013 using proprietary, RangeCalc software to turn rainfall data into knowledge, creating a custom plan that fits each farmer\u2019s operation. The software calculates a Rainfall Index (RI) as a risk management tool, providing visibility into which time periods a farmer might want to insure against a rainfall decline. It\u2019s based on the long-term historical average precipitation for an approximate 12\u00d712 mile grid over specific, two-month time intervals.<\/p>\n<p>\u201cYou pick the specific intervals that you want to protect against low rainfall,\u201d Scott Silveus explains. A minimum of two index intervals must be selected for acreage insured under the plan. The insured selects which index intervals to cover, and the amount of coverage.<\/p>\n<p>Coverage is based on indexes for areas on the grid \u2013 not the producer\u2019s actual rainfall. Why? Even though the U.S. government operates more than 9,000 National Oceanic and Atmospheric Administration (NOAA) Weather Stations across the country, it is impossible to accurately monitor the precipitation every ranch actually\u00a0receives.\u00a0Instead, monitoring a given area\u2019s precipitation relative\u00a0to history forms the basis for the index &#8212; and makes PRF risk protection possible.<\/p>\n<p><a href=\"https:\/\/silveuscropins.com\/meet-our-agents\/\">Click here to speak with<\/a> a Silveus agent and learn more.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31],"tags":[147,86,69,146,80,145,81,142,46,28],"class_list":["post-2118","post","type-post","status-publish","format-standard","hentry","category-silveus-insurance-group","tag-drought","tag-forage","tag-insurance","tag-noaa","tag-pasture","tag-prf-video","tag-rangeland","tag-scott-silveus","tag-sig","tag-silveus-insurance-group"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pasture, Rangeland, and Forage Insurance Protects 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